{"id":2619,"date":"2025-03-14T18:32:10","date_gmt":"2025-03-14T18:32:10","guid":{"rendered":"https:\/\/finhub.ccf.gob.pa\/home\/"},"modified":"2025-07-25T05:16:52","modified_gmt":"2025-07-25T05:16:52","slug":"home","status":"publish","type":"page","link":"https:\/\/finhub.ccf.gob.pa\/en\/","title":{"rendered":"Home"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"2619\" class=\"elementor elementor-2619 elementor-2273\">\n\t\t\t\t<div class=\"elementor-element elementor-element-bc5e681 e-con-full e-flex e-con e-parent\" data-id=\"bc5e681\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-8dfca28 e-con-full e-flex e-con e-child\" data-id=\"8dfca28\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-27d8b03 elementor-widget elementor-widget-heading\" data-id=\"27d8b03\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<span class=\"elementor-heading-title elementor-size-default\">We hear you!<\/span>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5b19ac6 elementor-widget elementor-widget-heading\" data-id=\"5b19ac6\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<span class=\"elementor-heading-title elementor-size-default\">Discover how your Fintech will be regulated!<\/span>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1fe3ec6 elementor-widget elementor-widget-heading\" data-id=\"1fe3ec6\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<span class=\"elementor-heading-title elementor-size-default\">Would financial services in Panama be better with your technology?<\/span>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c8decfc elementor-widget elementor-widget-heading\" data-id=\"c8decfc\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<span class=\"elementor-heading-title elementor-size-default\">Great! Submit your business model to authorities prior to its launch. <\/span>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-588d2a7 e-con-full e-flex e-con e-child\" data-id=\"588d2a7\" data-element_type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-869ebd0 e-con-full e-flex e-con e-child\" data-id=\"869ebd0\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-7cacf83 elementor-widget elementor-widget-heading\" data-id=\"7cacf83\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<span class=\"elementor-heading-title elementor-size-default\">Fast<\/span>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-eb2e5ce e-con-full e-flex e-con e-child\" data-id=\"eb2e5ce\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-5b7daec elementor-widget elementor-widget-heading\" data-id=\"5b7daec\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<span class=\"elementor-heading-title elementor-size-default\">Free<\/span>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-a5191a8 e-con-full e-flex e-con e-child\" data-id=\"a5191a8\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-86e69aa elementor-widget elementor-widget-heading\" data-id=\"86e69aa\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<span class=\"elementor-heading-title elementor-size-default\">Confidential<\/span>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-be0560b elementor-mobile-align-center elementor-widget elementor-widget-button\" data-id=\"be0560b\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/finhub.ccf.gob.pa\/en\/counseling-request\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Start here<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-7240910 e-con-full elementor-hidden-mobile e-flex e-con e-child\" data-id=\"7240910\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-54f4655 e-flex e-con-boxed e-con e-parent\" data-id=\"54f4655\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-741349d elementor-widget elementor-widget-unico_market_analysis\" data-id=\"741349d\" data-element_type=\"widget\" data-widget_type=\"unico_market_analysis.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t        \n        <!-- ============================ Features Start ================================== -->\n        <section class=\"pd-0 overlay-top\">\n            <div class=\"container\">\n                <div class=\"row justify-content-center\">\n                    <div class=\"col-lg-10 col-md-10 col-sm-12\">\n                        <div class=\"row mrg-0 bg-white box-shadow pt-5 border--radius\">\n                                                        <div class=\"col-lg-6 col-md-12 col-sm-12\">\n                                <div class=\"large-features-2 style-1 shadow-0 border-0\">\n                                                                        <div class=\"large-features-2-thumb\">\n                                        <img decoding=\"async\" src=\"https:\/\/finhub.ccf.gob.pa\/wp-content\/uploads\/2025\/03\/group_1_finhub.png\" class=\"img-responsive\" alt=\"Awesome Image\" \/>\n                                    <\/div>\n                                                                        <div class=\"large-features-2-detail\">\n                                        <h4>What is Finhub Panama?<\/h4>\n                                        <p>Finhub Panama is the country's Financial Innovation Hub \u2014 a 100% digital contact point where Fintech innovators connect directly with the regulatory entities of the Financial Coordination Council (CCF).<\/p>\n                                    <\/div>\n                                <\/div>\n                            <\/div>\n                                                        <div class=\"col-lg-6 col-md-12 col-sm-12\">\n                                <div class=\"large-features-2 style-1 shadow-0 border-0\">\n                                                                        <div class=\"large-features-2-thumb\">\n                                        <img decoding=\"async\" src=\"https:\/\/finhub.ccf.gob.pa\/wp-content\/uploads\/2025\/03\/group_2_ofrecemos.png\" class=\"img-responsive\" alt=\"Awesome Image\" \/>\n                                    <\/div>\n                                                                        <div class=\"large-features-2-detail\">\n                                        <h4>What we offer<\/h4>\n                                        <p>We talk with you, analyze your Fintech business model, and guide you through the regulatory landscape.\u00a0If your project is regulated, we\u2019ll let you know which authority to approach.<\/p>\n                                    <\/div>\n                                <\/div>\n                            <\/div>\n                                                    <\/div>\n                    <\/div>\n                <\/div>\n            <\/div>\n        <\/section>\n        <div class=\"clearfix\"><\/div>\n        <!-- ============================ Features Start ================================== -->\n         \n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-9ec845c e-flex e-con-boxed e-con e-parent\" data-id=\"9ec845c\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-88bff3a home-features-guide elementor-widget elementor-widget-unico_our_work_flow_v2\" data-id=\"88bff3a\" data-element_type=\"widget\" data-widget_type=\"unico_our_work_flow_v2.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\n        <!-- ============================ What We Do Start ================================== -->\n        <section>\n            <div class=\"container\">\n            \t                <div class=\"row\">\n                    <div class=\"col text-center\">\n                        <div class=\"sec-heading mx-auto\">\n                            <h2>How it works - 3 steps<\/h2>                                                    <\/div>\n                    <\/div>\n                <\/div>\n                                <div class=\"row\">\n                                                            <div class=\"col-lg-4 col-md-4 mb-4\">\n                        <div class=\"features features-center style-1\" data-aos=\"fade-down\" data-aos-duration=\"1200\">\n                            <img decoding=\"async\" width=\"102\" height=\"71\" src=\"https:\/\/finhub.ccf.gob.pa\/wp-content\/uploads\/2025\/03\/envia.png\" class=\"img-responsive wp-post-image\" alt=\"\" srcset=\"https:\/\/finhub.ccf.gob.pa\/wp-content\/uploads\/2025\/03\/envia.png 102w, https:\/\/finhub.ccf.gob.pa\/wp-content\/uploads\/2025\/03\/envia-100x71.png 100w\" sizes=\"(max-width: 102px) 100vw, 102px\" \/>                            <h4>1. Submit<\/h4>\n                            <p>Complete the form with a well-developed business plan<\/p>\n                        <\/div>\n                    <\/div>\n                                                            <div class=\"col-lg-4 col-md-4 mb-4\">\n                        <div class=\"features features-center style-1\" data-aos=\"fade-down\" data-aos-duration=\"1200\">\n                            <img decoding=\"async\" width=\"74\" height=\"71\" src=\"https:\/\/finhub.ccf.gob.pa\/wp-content\/uploads\/2025\/03\/presenta.png\" class=\"img-responsive wp-post-image\" alt=\"\" \/>                            <h4>2. Present<\/h4>\n                            <p>Schedule a video call to pitch your project<\/p>\n                        <\/div>\n                    <\/div>\n                                                            <div class=\"col-lg-4 col-md-4 mb-4\">\n                        <div class=\"features features-center style-1\" data-aos=\"fade-down\" data-aos-duration=\"1200\">\n                            <img decoding=\"async\" width=\"66\" height=\"71\" src=\"https:\/\/finhub.ccf.gob.pa\/wp-content\/uploads\/2025\/03\/guia.png\" class=\"img-responsive wp-post-image\" alt=\"\" \/>                            <h4>3. Get counseling<\/h4>\n                            <p>We\u2019ll contact you with the next steps and directions<\/p>\n                        <\/div>\n                    <\/div>\n                                    <\/div>\n                \n            <\/div>\n        <\/section>\n        <div class=\"clearfix\"><\/div>\n        <!-- ============================ What We Do End ================================== -->\n        \n        \t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-9a5d33f e-flex e-con-boxed e-con e-parent\" data-id=\"9a5d33f\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-cd587e2 e-con-full e-flex e-con e-child\" data-id=\"cd587e2\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-7f3cb14 elementor-widget__width-inherit elementor-widget elementor-widget-heading\" data-id=\"7f3cb14\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Who are we?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4d68151 elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"4d68151\" data-element_type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6354879 elementor-widget elementor-widget-text-editor\" data-id=\"6354879\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div> <\/div><p>We are a team of professionals from Panama\u2019s financial oversight institutions, working together under the CCF to support Fintech innovation in the country. <br>Our interest is to guide the country&#8217;s Fintech companies. These are the areas we regulate: <\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-b20ce43 e-flex e-con-boxed e-con e-parent\" data-id=\"b20ce43\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-c59fe4f elementor-widget elementor-widget-html\" data-id=\"c59fe4f\" data-element_type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"home-sbp-carousel-wrapper\">\n    <button class=\"sbp-carousel-btn sbp-carousel-left\">\n        <i class=\"fa fa-chevron-left\"><\/i>\n    <\/button>\n    <div class=\"home-sbp-carousel\">\n        <div class=\"sbp-card\">\n            <div class=\"sbp-card-front\">\n                <img decoding=\"async\" src=\"https:\/\/finhub.ccf.gob.pa\/wp-content\/themes\/sbp-theme\/assets\/images\/carousel-logos\/sbp_main_logo.png\" alt=\"SBP\">\n            <\/div>\n            <div class=\"sbp-card-back\">\n                <p>Banks; fiduciaries; financial leasing companies; finance companies; factoring;<\/p>\n                <a class=\"sbp-know-more\" href=\"https:\/\/www.superbancos.gob.pa\/\" target=\"_blank\" rel=\"noopener noreferrer\"><strong>Learn more<\/strong><\/a>\n            <\/div>\n        <\/div>\n    \n        <div class=\"sbp-card\">\n            <div class=\"sbp-card-front\">\n                <img decoding=\"async\" src=\"https:\/\/finhub.ccf.gob.pa\/wp-content\/themes\/sbp-theme\/assets\/images\/carousel-logos\/smv_logo.png\" alt=\"Securities Market\">\n            <\/div>\n            <div class=\"sbp-card-back\">\n                <p>Securities Market.<\/p>\n                <a class=\"sbp-know-more\" href=\"https:\/\/supervalores.gob.pa\/\" target=\"_blank\" rel=\"noopener noreferrer\"><strong>Learn more about the Superintendency of the Securities Market.<\/strong><\/a>\n            <\/div>\n        <\/div>\n    \n        <div class=\"sbp-card\">\n            <div class=\"sbp-card-front\">\n                <img decoding=\"async\" src=\"https:\/\/finhub.ccf.gob.pa\/wp-content\/themes\/sbp-theme\/assets\/images\/carousel-logos\/ssrp_logo.png\" alt=\"Insurance and Reinsurance\">\n            <\/div>\n            <div class=\"sbp-card-back\">\n                <p>Insurance and Reinsurance.<\/p>\n                <a class=\"sbp-know-more\" href=\"https:\/\/superseguros.gob.pa\/\" target=\"_blank\" rel=\"noopener noreferrer\"><strong>Learn more about the Superintendency of Insurance and Reinsurance.<\/strong><\/a>\n            <\/div>\n        <\/div>\n        <div class=\"sbp-card\">\n            <div class=\"sbp-card-front sbp-smaller-logo\">\n                <img decoding=\"async\" src=\"https:\/\/finhub.ccf.gob.pa\/wp-content\/themes\/sbp-theme\/assets\/images\/carousel-logos\/ipacoop_logo.png\" alt=\"Cooperatives\">\n            <\/div>\n            <div class=\"sbp-card-back\">\n                <p>Cooperatives.<\/p>\n                <a class=\"sbp-know-more\" href=\"https:\/\/ipacoop.gob.pa\/\" target=\"_blank\" rel=\"noopener noreferrer\"><strong>Learn more about IPACOOP<\/strong><\/a>\n            <\/div>\n        <\/div>\n        <div class=\"sbp-card\">\n            <div class=\"sbp-card-front\">\n                <img decoding=\"async\" src=\"https:\/\/finhub.ccf.gob.pa\/wp-content\/themes\/sbp-theme\/assets\/images\/carousel-logos\/siacap_logo.png\" alt=\"Complementary pensions for public servants\">\n            <\/div>\n            <div class=\"sbp-card-back\">\n                <p>Complementary pensions for public servants<\/p>\n                <a class=\"sbp-know-more\" href=\"https:\/\/www.siacap.gob.pa\/\" target=\"_blank\" rel=\"noopener noreferrer\"><strong>Learn more about SIACAP<\/strong><\/a>\n            <\/div>\n        <\/div>\n        <div class=\"sbp-card\">\n            <div class=\"sbp-card-front sbp-smaller-logo\">\n                <img decoding=\"async\" src=\"https:\/\/finhub.ccf.gob.pa\/wp-content\/themes\/sbp-theme\/assets\/images\/carousel-logos\/mdcei_logo.png\" alt=\"Financial companies\">\n            <\/div>\n            <div class=\"sbp-card-back\">\n                <p>Financial companies<\/p>\n                <a href=\"https:\/\/empresasfinancieras.mici.gob.pa\/\" class=\"sbp-know-more\" target=\"_blank\" rel=\"noopener noreferrer\"><strong>Learn more about the General Directorate of Financial Companies<\/strong><\/a>\n            <\/div>\n        <\/div>\n    <\/div>\n    <button class=\"sbp-carousel-btn sbp-carousel-right\">\n        <i class=\"fa fa-chevron-right\"><\/i>\n    <\/button>\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-25f630d elementor-hidden-desktop elementor-hidden-tablet elementor-hidden-mobile e-flex e-con-boxed e-con e-parent\" data-id=\"25f630d\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-98d2e68 e-con-full e-flex e-con e-child\" data-id=\"98d2e68\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-32d4c22 elementor-widget elementor-widget-heading\" data-id=\"32d4c22\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Lorem Ipsum<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b593535 elementor-widget elementor-widget-heading\" data-id=\"b593535\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<p class=\"elementor-heading-title elementor-size-default\">Lorem Ipsum has been the industry's standard dummy text ever since the 1500s, when an unknown printer took a galley of type and scrambled it to make a type specimen book.\nIt has survived not only five centuries, but also the leap into electronic typesetting, remaining essentially unchanged. <\/p>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-b062679 e-con-full e-flex e-con e-child\" data-id=\"b062679\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-72b66a7 elementor-widget elementor-widget-video\" data-id=\"72b66a7\" data-element_type=\"widget\" data-settings=\"{&quot;youtube_url&quot;:&quot;https:\\\/\\\/www.youtube.com\\\/watch?v=XHOmBV4js_E&quot;,&quot;video_type&quot;:&quot;youtube&quot;,&quot;controls&quot;:&quot;yes&quot;}\" data-widget_type=\"video.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-wrapper elementor-open-inline\">\n\t\t\t<div class=\"elementor-video\"><\/div>\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-950bb8f e-flex e-con-boxed e-con e-parent\" data-id=\"950bb8f\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-2d656d0 e-con-full e-flex e-con e-child\" data-id=\"2d656d0\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-9ce85b3 e-con-full e-flex e-con e-child\" data-id=\"9ce85b3\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-d343cd8 elementor-widget elementor-widget-heading\" data-id=\"d343cd8\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<span class=\"elementor-heading-title elementor-size-default\">If you already have a well-structured <strong>Fintech business <\/strong>model \u2014 with a defined target audience and an implementation plan \u2014 this is your moment.<\/span>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1f26394 elementor-mobile-align-center elementor-widget-mobile__width-inherit elementor-widget elementor-widget-button\" data-id=\"1f26394\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/finhub.ccf.gob.pa\/en\/counseling-request\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Start here<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-1477c78 elementor-hidden-desktop elementor-hidden-tablet elementor-hidden-mobile e-flex e-con-boxed e-con e-parent\" data-id=\"1477c78\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-5c14065 e-flex e-con-boxed e-con e-parent\" data-id=\"5c14065\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-2bf357c elementor-widget elementor-widget-heading\" data-id=\"2bf357c\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Frequently Asked Questions<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-3f2f0d7 e-flex e-con-boxed e-con e-parent\" data-id=\"3f2f0d7\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-df63600 home-faq-container elementor-widget elementor-widget-n-accordion\" data-id=\"df63600\" data-element_type=\"widget\" data-settings=\"{&quot;max_items_expended&quot;:&quot;multiple&quot;,&quot;default_state&quot;:&quot;expanded&quot;,&quot;n_accordion_animation_duration&quot;:{&quot;unit&quot;:&quot;ms&quot;,&quot;size&quot;:400,&quot;sizes&quot;:[]}}\" data-widget_type=\"nested-accordion.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"e-n-accordion\" aria-label=\"Accordion. Open links with Enter or Space, close with Escape, and navigate with Arrow Keys\">\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-2340\" class=\"e-n-accordion-item\" open>\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"1\" tabindex=\"0\" aria-expanded=\"true\" aria-controls=\"e-n-accordion-item-2340\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> What can FinHub do for me? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-chevron-circle-down\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M504 256c0 137-111 248-248 248S8 393 8 256 119 8 256 8s248 111 248 248zM273 369.9l135.5-135.5c9.4-9.4 9.4-24.6 0-33.9l-17-17c-9.4-9.4-24.6-9.4-33.9 0L256 285.1 154.4 183.5c-9.4-9.4-24.6-9.4-33.9 0l-17 17c-9.4 9.4-9.4 24.6 0 33.9L239 369.9c9.4 9.4 24.6 9.4 34 0z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-chevron-circle-up\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M8 256C8 119 119 8 256 8s248 111 248 248-111 248-248 248S8 393 8 256zm231-113.9L103.5 277.6c-9.4 9.4-9.4 24.6 0 33.9l17 17c9.4 9.4 24.6 9.4 33.9 0L256 226.9l101.6 101.6c9.4 9.4 24.6 9.4 33.9 0l17-17c9.4-9.4 9.4-24.6 0-33.9L273 142.1c-9.4-9.4-24.6-9.4-34 0z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-2340\" class=\"elementor-element elementor-element-edb4ac1 e-con-full e-flex e-con e-child\" data-id=\"edb4ac1\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-aac6a6d elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"aac6a6d\" data-element_type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-circle\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">The goal is to help financial innovations develop in alignment with sector regulations; improve financial inclusion; market efficiency, transparency, and competitiveness; customer protection; and financial stability.<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-2341\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"2\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-2341\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> What requirements do my project have to meet? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-chevron-circle-down\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M504 256c0 137-111 248-248 248S8 393 8 256 119 8 256 8s248 111 248 248zM273 369.9l135.5-135.5c9.4-9.4 9.4-24.6 0-33.9l-17-17c-9.4-9.4-24.6-9.4-33.9 0L256 285.1 154.4 183.5c-9.4-9.4-24.6-9.4-33.9 0l-17 17c-9.4 9.4-9.4 24.6 0 33.9L239 369.9c9.4 9.4 24.6 9.4 34 0z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-chevron-circle-up\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M8 256C8 119 119 8 256 8s248 111 248 248-111 248-248 248S8 393 8 256zm231-113.9L103.5 277.6c-9.4 9.4-9.4 24.6 0 33.9l17 17c9.4 9.4 24.6 9.4 33.9 0L256 226.9l101.6 101.6c9.4 9.4 24.6 9.4 33.9 0l17-17c9.4-9.4 9.4-24.6 0-33.9L273 142.1c-9.4-9.4-24.6-9.4-34 0z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-2341\" class=\"elementor-element elementor-element-8f73237 e-con-full e-flex e-con e-child\" data-id=\"8f73237\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-fe839cb elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"fe839cb\" data-element_type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-circle\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">The proposal must be relevant from a regulatory or supervisory standpoint.<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-circle\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">It must be a specific proposal (prototype, pilot launch, or scaling pilot). Not just an idea.<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-circle\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">The product, service, or business model must be innovative (new, different).<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-circle\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">The proposal must be clear and well structured. The request should include brief information about the business model, target audience, general implementation plans, or operational status.<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-2342\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"3\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-2342\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Does my project need to be on a regulated subject? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-chevron-circle-down\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M504 256c0 137-111 248-248 248S8 393 8 256 119 8 256 8s248 111 248 248zM273 369.9l135.5-135.5c9.4-9.4 9.4-24.6 0-33.9l-17-17c-9.4-9.4-24.6-9.4-33.9 0L256 285.1 154.4 183.5c-9.4-9.4-24.6-9.4-33.9 0l-17 17c-9.4 9.4-9.4 24.6 0 33.9L239 369.9c9.4 9.4 24.6 9.4 34 0z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-chevron-circle-up\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M8 256C8 119 119 8 256 8s248 111 248 248-111 248-248 248S8 393 8 256zm231-113.9L103.5 277.6c-9.4 9.4-9.4 24.6 0 33.9l17 17c9.4 9.4 24.6 9.4 33.9 0L256 226.9l101.6 101.6c9.4 9.4 24.6 9.4 33.9 0l17-17c9.4-9.4 9.4-24.6 0-33.9L273 142.1c-9.4-9.4-24.6-9.4-34 0z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-2342\" class=\"elementor-element elementor-element-f470952 e-con-full e-flex e-con e-child\" data-id=\"f470952\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-094ac81 elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"094ac81\" data-element_type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-circle\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Not necessarily. If the matter is not regulated, you will benefit from recommendations or best practices, and we will gain insights into the market landscape.<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-2343\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"4\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-2343\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Will my project receive an operative license or authorization? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-chevron-circle-down\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M504 256c0 137-111 248-248 248S8 393 8 256 119 8 256 8s248 111 248 248zM273 369.9l135.5-135.5c9.4-9.4 9.4-24.6 0-33.9l-17-17c-9.4-9.4-24.6-9.4-33.9 0L256 285.1 154.4 183.5c-9.4-9.4-24.6-9.4-33.9 0l-17 17c-9.4 9.4-9.4 24.6 0 33.9L239 369.9c9.4 9.4 24.6 9.4 34 0z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-chevron-circle-up\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M8 256C8 119 119 8 256 8s248 111 248 248-111 248-248 248S8 393 8 256zm231-113.9L103.5 277.6c-9.4 9.4-9.4 24.6 0 33.9l17 17c9.4 9.4 24.6 9.4 33.9 0L256 226.9l101.6 101.6c9.4 9.4 24.6 9.4 33.9 0l17-17c9.4-9.4 9.4-24.6 0-33.9L273 142.1c-9.4-9.4-24.6-9.4-34 0z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-2343\" class=\"elementor-element elementor-element-fb9b7d5 e-flex e-con-boxed e-con e-child\" data-id=\"fb9b7d5\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-0057f92 elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"0057f92\" data-element_type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-circle\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">The Hub does not issue or serve as a preliminary step for licenses or authorizations. It is not an environment for product testing (such as a regulatory sandbox) and is not a business accelerator. That\u2019s why you should only approach us if you have a well-developed business model.<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-2344\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"5\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-2344\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Will my project be confidential? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-chevron-circle-down\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M504 256c0 137-111 248-248 248S8 393 8 256 119 8 256 8s248 111 248 248zM273 369.9l135.5-135.5c9.4-9.4 9.4-24.6 0-33.9l-17-17c-9.4-9.4-24.6-9.4-33.9 0L256 285.1 154.4 183.5c-9.4-9.4-24.6-9.4-33.9 0l-17 17c-9.4 9.4-9.4 24.6 0 33.9L239 369.9c9.4 9.4 24.6 9.4 34 0z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-chevron-circle-up\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M8 256C8 119 119 8 256 8s248 111 248 248-111 248-248 248S8 393 8 256zm231-113.9L103.5 277.6c-9.4 9.4-9.4 24.6 0 33.9l17 17c9.4 9.4 24.6 9.4 33.9 0L256 226.9l101.6 101.6c9.4 9.4 24.6 9.4 33.9 0l17-17c9.4-9.4 9.4-24.6 0-33.9L273 142.1c-9.4-9.4-24.6-9.4-34 0z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-2344\" class=\"elementor-element elementor-element-4ebc41a e-flex e-con-boxed e-con e-child\" data-id=\"4ebc41a\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-b2b79dc elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"b2b79dc\" data-element_type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-circle\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Yes. All information stays within the CCF and its member institutions. Any reports or publications will present data in consolidated format.<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-2345\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"6\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-2345\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Will Finhub give me a legal opinion? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-chevron-circle-down\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M504 256c0 137-111 248-248 248S8 393 8 256 119 8 256 8s248 111 248 248zM273 369.9l135.5-135.5c9.4-9.4 9.4-24.6 0-33.9l-17-17c-9.4-9.4-24.6-9.4-33.9 0L256 285.1 154.4 183.5c-9.4-9.4-24.6-9.4-33.9 0l-17 17c-9.4 9.4-9.4 24.6 0 33.9L239 369.9c9.4 9.4 24.6 9.4 34 0z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-chevron-circle-up\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M8 256C8 119 119 8 256 8s248 111 248 248-111 248-248 248S8 393 8 256zm231-113.9L103.5 277.6c-9.4 9.4-9.4 24.6 0 33.9l17 17c9.4 9.4 24.6 9.4 33.9 0L256 226.9l101.6 101.6c9.4 9.4 24.6 9.4 33.9 0l17-17c9.4-9.4 9.4-24.6 0-33.9L273 142.1c-9.4-9.4-24.6-9.4-34 0z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-2345\" class=\"elementor-element elementor-element-b7ee8e8 e-flex e-con-boxed e-con e-child\" data-id=\"b7ee8e8\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-18bd001 elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"18bd001\" data-element_type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-circle\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">While the Hub operates within the CCF, neither the Hub nor the CCF are entities in themselves and are therefore not authorized to offer binding opinions. If desired, the applicant may submit an administrative inquiry to the relevant authority.<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<script type=\"application\/ld+json\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@type\":\"FAQPage\",\"mainEntity\":[{\"@type\":\"Question\",\"name\":\"What can FinHub do for me?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"The goal is to help financial innovations develop in alignment with sector regulations; improve financial inclusion; market efficiency, transparency, and competitiveness; customer protection; and financial stability.\"}},{\"@type\":\"Question\",\"name\":\"What requirements do my project have to meet?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"The proposal must be relevant from a regulatory or supervisory standpoint.\\n\\t\\t\\t\\t\\t\\t\\t\\t\\t\\n\\t\\t\\t\\t\\t\\t\\t\\t\\n\\t\\t\\t\\t\\t\\t\\t\\t\\t\\t\\t\\n\\t\\t\\t\\t\\t\\t\\t\\t\\t\\t\\t\\t\\t\\n\\t\\t\\t\\t\\t\\t\\t\\t\\t\\tIt must be a specific proposal (prototype, pilot launch, or scaling pilot). Not just an idea.\\n\\t\\t\\t\\t\\t\\t\\t\\t\\t\\n\\t\\t\\t\\t\\t\\t\\t\\t\\n\\t\\t\\t\\t\\t\\t\\t\\t\\t\\t\\t\\n\\t\\t\\t\\t\\t\\t\\t\\t\\t\\t\\t\\t\\t\\n\\t\\t\\t\\t\\t\\t\\t\\t\\t\\tThe product, service, or business model must be innovative (new, different).\\n\\t\\t\\t\\t\\t\\t\\t\\t\\t\\n\\t\\t\\t\\t\\t\\t\\t\\t\\n\\t\\t\\t\\t\\t\\t\\t\\t\\t\\t\\t\\n\\t\\t\\t\\t\\t\\t\\t\\t\\t\\t\\t\\t\\t\\n\\t\\t\\t\\t\\t\\t\\t\\t\\t\\tThe proposal must be clear and well structured. The request should include brief information about the business model, target audience, general implementation plans, or operational status.\"}},{\"@type\":\"Question\",\"name\":\"Does my project need to be on a regulated subject?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Not necessarily. If the matter is not regulated, you will benefit from recommendations or best practices, and we will gain insights into the market landscape.\"}},{\"@type\":\"Question\",\"name\":\"Will my project receive an operative license or authorization?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"The Hub does not issue or serve as a preliminary step for licenses or authorizations. It is not an environment for product testing (such as a regulatory sandbox) and is not a business accelerator. That\\u2019s why you should only approach us if you have a well-developed business model.\"}},{\"@type\":\"Question\",\"name\":\"Will my project be confidential?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Yes. All information stays within the CCF and its member institutions. 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If desired, the applicant may submit an administrative inquiry to the relevant authority.\"}}]}<\/script>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-470f2b5 e-con-full e-flex e-con e-child\" data-id=\"470f2b5\" data-element_type=\"container\">\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-7a311c7 e-flex e-con-boxed e-con e-parent\" data-id=\"7a311c7\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>We hear you! Discover how your Fintech will be regulated! Would financial services in Panama be better with your technology? Great! Submit your business model to authorities prior to its launch. Fast Free Confidential Start here El Finhub Panam\u00e1 El Hub de Innovaci\u00f3n Financiera de Panam\u00e1 es un punto de contacto 100% digital entre innovadores [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"elementor_header_footer","meta":{"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"class_list":["post-2619","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/finhub.ccf.gob.pa\/en\/wp-json\/wp\/v2\/pages\/2619","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/finhub.ccf.gob.pa\/en\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/finhub.ccf.gob.pa\/en\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/finhub.ccf.gob.pa\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/finhub.ccf.gob.pa\/en\/wp-json\/wp\/v2\/comments?post=2619"}],"version-history":[{"count":7,"href":"https:\/\/finhub.ccf.gob.pa\/en\/wp-json\/wp\/v2\/pages\/2619\/revisions"}],"predecessor-version":[{"id":2749,"href":"https:\/\/finhub.ccf.gob.pa\/en\/wp-json\/wp\/v2\/pages\/2619\/revisions\/2749"}],"wp:attachment":[{"href":"https:\/\/finhub.ccf.gob.pa\/en\/wp-json\/wp\/v2\/media?parent=2619"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}