What is Finhub Panama?
Finhub Panama is the country's Financial Innovation Hub — a 100% digital contact point where Fintech innovators connect directly with the regulatory entities of the Financial Coordination Council (CCF).
What we offer
We talk with you, analyze your Fintech business model, and guide you through the regulatory landscape. If your project is regulated, we’ll let you know which authority to approach.
How it works - 3 steps
1. Submit
Complete the form with a well-developed business plan
2. Present
Schedule a video call to pitch your project
3. Get counseling
We’ll contact you with the next steps and directions
Who are we?
We are a team of professionals from Panama’s financial oversight institutions, working together under the CCF to support Fintech innovation in the country.
Our interest is to guide the country’s Fintech companies. These are the areas we regulate:
Banks; fiduciaries; financial leasing companies; finance companies; factoring;
Learn more
Securities Market.
Learn more about the Superintendency of the Securities Market.
Insurance and Reinsurance.
Learn more about the Superintendency of Insurance and Reinsurance.
Cooperatives.
Learn more about IPACOOP
Complementary pensions for public servants
Learn more about SIACAP
Financial companies
Learn more about the General Directorate of Financial CompaniesLorem Ipsum
Lorem Ipsum has been the industry's standard dummy text ever since the 1500s, when an unknown printer took a galley of type and scrambled it to make a type specimen book. It has survived not only five centuries, but also the leap into electronic typesetting, remaining essentially unchanged.
Frequently Asked Questions
What can FinHub do for me?
- The goal is to help financial innovations develop in alignment with sector regulations; improve financial inclusion; market efficiency, transparency, and competitiveness; customer protection; and financial stability.
What requirements do my project have to meet?
- The proposal must be relevant from a regulatory or supervisory standpoint.
- It must be a specific proposal (prototype, pilot launch, or scaling pilot). Not just an idea.
- The product, service, or business model must be innovative (new, different).
- The proposal must be clear and well structured. The request should include brief information about the business model, target audience, general implementation plans, or operational status.
Does my project need to be on a regulated subject?
- Not necessarily. If the matter is not regulated, you will benefit from recommendations or best practices, and we will gain insights into the market landscape.
Will my project receive an operative license or authorization?
- The Hub does not issue or serve as a preliminary step for licenses or authorizations. It is not an environment for product testing (such as a regulatory sandbox) and is not a business accelerator. That’s why you should only approach us if you have a well-developed business model.
Will my project be confidential?
- Yes. All information stays within the CCF and its member institutions. Any reports or publications will present data in consolidated format.
Will Finhub give me a legal opinion?
- While the Hub operates within the CCF, neither the Hub nor the CCF are entities in themselves and are therefore not authorized to offer binding opinions. If desired, the applicant may submit an administrative inquiry to the relevant authority.
